Trina Paul is a Breaking News and Personal Finance Writer at Investopedia, covering topics like retirement, consumer debt, and retail investing. She focuses on making complex financial topics ...

Even if you have already chosen an account for retirement savings, that doesn’t necessarily mean you can’t change your mind about it later. In fact, this is not at all uncommon — and many people see ...

The original version of this story appeared in Quanta Magazine. Imagine a town with two widget merchants. Customers prefer cheaper widgets, so the merchants must compete to set the lowest price.

Many investors within five years or so of retirement have the bulk of their savings in traditional tax-deferred 401(k)s and individual retirement accounts, instead of the after-tax Roth versions of ...

A Roth IRA is a type of retirement account in which your contributions are not tax-deductible. But once you start withdrawing the money, you don’t have to pay taxes on those withdrawals. This differs ...

The IRA contribution limits for 2025 1, remain the same as those of 2024 with the maximum amount of money a person can contribute to their Roth IRA is $7,000 ($8,000 if you're 50 or older) 2. This ...

Picking investments for a Roth IRA requires looking at several factors. Here’s why certain types of REITs and mutual funds may help a Roth account. Many, or all, of the products featured on this page ...

Both accounts offer similar tax advantages, but there are key differences, especially when it comes to withdrawals before retirement. Many, or all, of the products featured on this page are from our ...

Is it better to make after-tax Roth 401(k) contributions or save before-tax in a traditional 401(k)? The answer varies depending on the taxpayer. While individuals with higher incomes might not ...

Performances in N.Y.C. Jordan Roth owned five Broadway theaters and produced a string of hits. Now he’s pivoting to performance. Credit... Supported by By Michael Paulson Visuals by Landon Nordeman ...

If you are all in on Roths, it might be a little vexing to you that your employer is not. More than 82% of large employers offer a Roth 401(k) option to employees, which means workers can pay tax now ...