Office worker Kim, 31 years old, recently chose a ‘variable-rate’ mortgage product while securing a home loan. Variable-rate mortgages are products where the interest rate changes every six months.

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Watching the international news is so shocking at the moment that you’d be forgiven for thinking you’d accidentally sat on ...

Water flow through the western U.S. is moving faster, as warmer winters and less snow reduce summer supplies and raise risks ...