Ashley is a former lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

Simplist is an online marketplace of mortgage lenders; human guidance is optional. You’ll make payments to a loan servicer, not to Simplist. Loans are not available in every state. Loan origination ...

While other mortgage rates sites show rates being quoted to borrowers with top credit profiles, the HousingWire Mortgage Rates Center shows actual locked rates with borrowers of all credit profiles.

Tim Smith has 20+ years of experience in the financial services industry, both as a writer and as a trader. Yarilet Perez is an experienced multimedia journalist and fact-checker with a Master of ...

Andrea Riquier is a former Staff Writer at Forbes Advisor. She is a New York-based writer covering mortgages and the housing market. She was previously at Dow Jones MarketWatch, on the housing market ...

Achieve's HELOC has flexible terms and an unusual fixed rate, but the draw period is shorter than other lenders'. Sample HELOC rates are posted online. Fixed interest rates make payments predictable.