Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

When you apply for a checking account, the bank will review your information with a reporting agency like ChexSystems or Early Warning Services. Overdrafts and other negative marks can make it hard to ...

With eight years of experience as a financial journalist and editor and a degree in economics, Elizabeth Aldrich has worked on thousands of articles within the realm of banking, economics, credit ...