Auto insurance coverage comes in many forms, and what you'll pay — both for your premium and if you need to file a claim — will rely heavily on the coverages you choose. Two of the primary types ...

A high deductible means lower premiums but it’s not right for everyone ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Some types of auto insurance are mandatory in most states. This includes liability insurance. But other auto insurance protections are optional -- including collision insurance. Although no law ...

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

What are the types of car insurance? There are more types of car insurance than you might think, and not all are created equal. It’s pretty easy to check your state’s laws and figure out the bare ...

One caveat is colliding with an animal, such as a deer. That type of damage is covered by comprehensive coverage. If you are not at fault for an accident, the other driver’s property damage liability ...